Online annex: Inter-agency Task Force on Financing for Development (https://developmentfinance.un.org). Firms with a bank loan or line of credit, 2006-2017 ,Developed regions,Middle-income countries,Least developed countries,Landlocked developing countries,Small island developing States Percentage,40.46818182,34.11808511,21.85853659,29.07741935,42.116 Chart downloaded on 2019-10-17 18:58:03 from https://developmentfinance.un.org based on data from World Bank 2017 Enterprise Survey (http://www.enterprisesurveys.org/data). Micro, small and medium-sized enterprises (MSMEs) cite lack of access to finance as a major constraint across both developed and developing countries, but it is particularly acute in developing economies. More than 200 million MSMEs in developing countries lack adequate financing (see http://www.ifc.org/wps/wcm/connect/1f2c968041689903950bb79e78015671/AccessCreditMSME-Brochure-Final.pdf?MOD=AJPERES). While the gap varies considerably between regions, it’s particularly wide in LDCs. There is also a $300 billion credit gap for women-owned SMEs, with 80 per cent of women-owned SMEs needing credit unserved or underserved.