Online annex: Inter-agency Task Force on Financing for Development ( Firms with a bank loan or line of credit, 2006-2017 ,Developed regions,Middle-income countries,Least developed countries,Landlocked developing countries,Small island developing States Percentage,40.46818182,34.11808511,21.85853659,29.07741935,42.116 Chart downloaded on 2020-06-05 18:59:05 from based on data from World Bank 2017 Enterprise Survey ( Micro, small and medium-sized enterprises (MSMEs) cite lack of access to finance as a major constraint across both developed and developing countries, but it is particularly acute in developing economies. More than 200 million MSMEs in developing countries lack adequate financing (see While the gap varies considerably between regions, it’s particularly wide in LDCs. There is also a $300 billion credit gap for women-owned SMEs, with 80 per cent of women-owned SMEs needing credit unserved or underserved.